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Using Insurance for Drug Rehab

The high cost of drug rehab is one of the biggest reasons why people who need drug addiction treatment often don't receive it. If you don't have insurance coverage and are just coming off a stint of serious drug abuse and addiction, you likely don't have extra money to cover a bill of this magnitude, at least not in one fell swoop. The fact is that cost is a major concern when considering whether or not drug rehab is feasible. If the cost of drug rehab is a consideration for you or your loved one, understanding the ins and outs of using insurance can mean the difference between getting the help you need and continuing to suffer through a life of addiction.

The Canyon takes most insurance policies. For questions about your specific insurance coverage and carrier, contact us at The Canyon today.

Insurance for Drug Rehab: Are You Covered?

Few people set out to purchase a health insurance policy with the intent of one day using it to cover the cost of drug and alcohol rehab. Because it's not at the top of most people's priority list, many insurance policies do not cover the cost of alcohol and drug rehab. However, drug rehab is a medical cost and it's possible that your health insurance policy does cover it to some extent. The specifics will vary from policy to policy, so if you have questions, you should call your insurance agent.

Drug Rehab Insurance: Is There Coverage for Drug Rehab Only?

As yet, there is no add-on insurance policy that covers drug rehab only. The issue is that if you want it, you likely suspect that you will have to use it and then that calls into question whether or not you have a pre-existing condition, which could preclude you from coverage. It's a messy topic and the short of it is that no one has worked out the details satisfactorily enough to come up with something that works.

The big issue is that drug and alcohol addiction is a medical disease. If you require drug or alcohol rehab, then essentially, you require medical treatment. Health insurance policies should cover the cost, and many do.

Insurance for Drug Rehab: Employer Coverage

Many people want to keep their stay in drug rehab a secret from their employer, but in some cases, when drug addiction is serious enough to be more than obvious to co-workers, it may behoove you to check into what your employer has to offer in terms of drug rehab coverage. Some offer to pay for the cost of your stay in drug rehab. Others continue to pay you while you're gone or offer half-pay in lieu of sick days while you undergo drug addiction treatment. Many employers guarantee that you will still have a job when you return. You may have to do a bit of paperwork for human resources, but it could be worth it if they will help you cover the cost of drug rehab.

Drug Rehab at The Canyon

The Canyon is a California drug rehab that is willing to work with you on payment. Whether you choose to pay with insurance, through an employee-subsidized plan or opt for a an out-of-pocket payment plan, we can help you figure out the details so that you can get the help you need. If you have any questions about billing or cost, simply contact us at The Canyon today at .